MIT Consumer Finance Initiative (CFI)

MIT Sloan launched the Consumer Finance Initiative (CFI), which will focus on the intersection of consumer finance and fintech innovations. Experts across household finance, fintech, crypto, savings and lending markets, and retirement will conduct research to identify best practices and monitor risks and regulations.

Households are facing many new risks and increasing complexity in their financial product choices. The CFI will also provide funding for new projects and glean insights from novel data sets -- which is crucial to staying on top of important trends. At the core of consumer finance research are new forms of data that allow researchers, but also market participants, to better model consumer financial behavior, such as transaction-level payment data or blockchain data and many others.